Limited Offer: Enter OAGLOWUP25 to get 20% off now!
Limited Offer: Enter OAGLOWUP25 to get 20% off now!
Limited Offer: Enter OAGLOWUP25 to get 20% off now!
Limited Offer: Enter OAGLOWUP25 to get 20% off now!
Stop Letting Money Stress You Out
Your Path to
Financial Freedom
Starts Here. For Free!
Duit Yourself, your bite-sized guide to help you save smarter
11 Course Series
Clear guide for your financial journey
73 Videos, Learn At Your Pace
Concise, 5-min videos
Practical Money Tools
Easy ways to budget, save, and manage money.
Get Full Lifetime Access
Confident Money Choices At Every Stage Of Life
What You'll Learn
Simple Steps to Budget, Save, and Avoid Bad Habits
Manage Money Challenges in Work and Relationships
Protect Your Rights and Prepare For Future Goals
Course Information
Instructor
James Lim, Earnest Lim & Tushar Ismail
Course Length
11 Lesson, 3 Hours
Category
Personal Finance, Financial Literacy
Language
English, Malay
Subtitles
English
Price
FREE , Lifetime Access
In Support Of
Did you know 3 in 4 Malaysians don’t have enough savings to last more than 3 months?
This is important for you:
Most people aren’t prepared for emergencies
Nearly 3 in 4 Malaysians don’t have enough savings to last more than 3 months. Learn how to build a financial safety net so you’re never caught off guard.
Debt and money pressure can derail your future
From credit cards to personal loans, debt is one of the biggest traps for young adults. Discover practical ways to manage your income, curb bad habits, and stay in control.
Retirement isn’t as far away as you think.
70% of working adults worry they won’t have enough for retirement. The earlier you start, the easier it gets — and this lesson plan shows you how to plan step by step.
Lesson Plan Content
Lesson 1
What’s In Your Paycheck?
- How Much Do I Actually Make?
- Understanding Deductions
- Is My Salary Confidential?
- Budgeting Basics
- Challenges of Saving
- Needs vs Wants
Lesson 2
Personal Finances As A Gig Worker
- Challenges Gig Workers Face
- Inconsistent Income Earners
- Gig Working Requires Goals & Motivations
- Securing Your Future – Retirement
- Securing Your Future – Insurances
Lesson 3
Pengurusan Hutang & BNPL
- Perangkap Hutang
- Hutang Pengguna di Malaysia
- Beli Sekarang Bayar Kemudian
- Manfaat Menggunakan BNPL
- Hutang Bukan Jalan Pintas Bahagia
- Strategi Keluar Dari Hutang
- Peranan Hutang Dalam Kesejahteraan Mental
- Pentingkah Menjaga Skor Kredit?
Lesson 4
Budaya Filial Piety
- Budaya Filial Piety di Malaysia
- Generasi Sandwich
- Harta dan Hutang Pusaka
- Insurans Untuk Ibu Bapa?
- Beban atau Tanggungjawab
- Tuntutan Palsu
Lesson 5
Menghadapi Krisis Kewangan
- Apakah Itu Krisis Kewangan?
- 5 Formula Disiplin Diri
- Simptom Krisis Kewangan
- Membina Tabung Keperluan
- Macam Mana Nak Bina Aliran Tunai?
- Cara Menganlisis Aliran Tunai
- Panduan Takaful: Apa Perlu & Jangan Buat
Lesson 6
Persaraan
- Bersedia Untuk Bersara
- Goal Dulu Baru Pencen
- Tiga Benda Kena Ada Sebelum Pencen
- Dua Fasa, Satu Matlamat
- Pelaburan dan Pelindungan
- Bukan Sekadar Simpan, Tapi Juga Lindung
- Pelaburan Lepas Bersara
Lesson 7
Financial Anxiety
- What Is Financial Anxiety?
- Symptoms of Financial Anxiety
- Treating Financial Anxiety
- Red Flag & Sandwich Generation
- Gender roles & Financial Anxiety
- When Should I Seek Help?
- Talking About Money Better
Lesson 8
From Cash to Clicks
- What is Going Cashless?
- How To Choose The Best Platforms
- Common Issues
- Cryptocurrency 101 – The Basics
- Digital Scams ft Crypto Scams
Lesson 9
Love & Finances
- Money Talks: Couples Edition
- Financial Balance in Relationships
- Different Money Habits, One Solution
- Pre-Marriage Family Planning Matters
- The Financial Reality of Getting Married
- Wills Aren’t Just for the Rich
- No Secrets, No Surprises
Lesson 10
The Investment Scam Survival Guide
- Defining Investment Scams
- The Anatomy of Investment Scams
- Scammers’ Playground
- No Age, Just Vulnerability
- Scam-Proof Your Money
- Staying Safe on Investment App
- Scammed? Here’s How Banks Act
- Learning Instead of Blaming
- Bouncing Back After Scams
Lesson 11
Pelaburan & Perancangan Kewangan
- Pelaburan Secara Ringkas
- Simpanan vs Pelaburan
- Etika Dalam Pelaburan
- Mentaliti Pelabur
- Financial Planner vs Financial Advisor
- Planner Costs: Know Before You Hire
- How Much Do I Actually Make?
- Understanding Deductions
- Is My Salary Confidential?
- Budgeting Basics
- Challenges of Saving
- Needs vs Wants
- Challenges Gig Workers Face
- Inconsistent Income Earners
- Gig Working Requires Goals & Motivations
- Securing Your Future – Retirement
- Securing Your Future – Insurances
- Perangkap Hutang
- Hutang Pengguna di Malaysia
- Beli Sekarang Bayar Kemudian
- Manfaat Menggunakan BNPL
- Hutang Bukan Jalan Pintas Bahagia
- Strategi Keluar Dari Hutang
- Peranan Hutang Dalam Kesejahteraan Mental
- Pentingkah Menjaga Skor Kredit?
- Budaya Filial Piety di Malaysia
- Generasi Sandwich
- Harta dan Hutang Pusaka
- Insurans Untuk Ibu Bapa?
- Beban atau Tanggungjawab
- Tuntutan Palsu
- Apakah Itu Krisis Kewangan?
- 5 Formula Disiplin Diri
- Simptom Krisis Kewangan
- Membina Tabung Keperluan
- Macam Mana Nak Bina Aliran Tunai?
- Cara Menganlisis Aliran Tunai
- Panduan Takaful: Apa Perlu & Jangan Buat
- Bersedia Untuk Bersara
- Goal Dulu Baru Pencen
- Tiga Benda Kena Ada Sebelum Pencen
- Dua Fasa, Satu Matlamat
- Pelaburan dan Pelindungan
- Bukan Sekadar Simpan, Tapi Juga Lindung
- Pelaburan Lepas Bersara
- What Is Financial Anxiety?
- Symptoms of Financial Anxiety
- Treating Financial Anxiety
- Red Flag & Sandwich Generation
- Gender roles & Financial Anxiety
- When Should I Seek Help?
- Talking About Money Better
- What is Going Cashless?
- How To Choose The Best Platforms
- Common Issues
- Cryptocurrency 101 – The Basics
- Digital Scams ft Crypto Scams
- Money Talks: Couples Edition
- Financial Balance in Relationships
- Different Money Habits, One Solution
- Pre-Marriage Family Planning Matters
- The Financial Reality of Getting Married
- Wills Aren’t Just for the Rich
- No Secrets, No Surprises
- Defining Investment Scams
- The Anatomy of Investment Scams
- Scammers’ Playground
- No Age, Just Vulnerability
- Scam-Proof Your Money
- Staying Safe on Investment App
- Scammed? Here’s How Banks Act
- Learning Instead of Blaming
- Bouncing Back After Scams
- Pelaburan Secara Ringkas
- Simpanan vs Pelaburan
- Etika Dalam Pelaburan
- Mentaliti Pelabur
- Financial Planner vs Financial Advisor
- Planner Costs: Know Before You Hire
Get To Know The Speakers!
Dr. Jack Lin
Dr. Jack Lin, CEO of Axen Alpha Advisory (licensed by Bank Negara Malaysia), brings over a decade of financial planning expertise backed by an MBA and ongoing PhD in Finance. A Certified Financial Planner (CFP), RFP, and Shariah RFP, he is also an HRDF-certified trainer and lecturer, mentoring the next generation of financial professionals. As a leader and industry voice, Jack is committed to raising standards and driving growth in Malaysia’s financial planning landscape.
Dr. Zalina Ishak
Dr. Zalina Binti Mohd Ishak, a PhD holder in Financial Planning with over 20 years of experience, is a pioneer in Malaysia’s financial planning industry. Among the first Bank Negara–recognized RFP and Shariah RFP graduates, she has trained and mentored professionals across agencies, firms, and government bodies. An HRDF-certified trainer, she has worked with institutions such as INTAN, KWAP, and EPF to raise financial literacy and inspire the next generation of planners.
Encik Anuar Shuib
Encik Anuar Shuib, a licensed Financial Planning Practitioner with over 20 years of experience, holds a Master’s in Financial Planning along with RFP, Shariah RFP, and LUTCF credentials. Among Malaysia’s pioneer Islamic Financial Planners, he has been a trusted trainer, speaker, and mentor since 1990, specialising in customised strategies for retail and corporate clients.
Asad Safuan
Desmond Chong
Desmond is the Founder of Next Generation Consultancy and a licensed PRS Consultant. With expertise spanning financial planning, investments, retirement, insurance, and estate solutions, he is passionate about helping Malaysians build sustainable financial futures and elevate financial literacy.
Kevin Neoh
Kevin Neoh, Certified Financial Coach and Head of Financial Planning at VKA Wealth Planners, helps families and professionals reduce financial stress and build healthier money habits. A two-time Malaysian Financial Planner of the Year, he combines expertise with practical guidance to align finances with life goals.
Samantha Teh
With over 20 years in finance, Samantha has led at HSBC, Alliance Bank, and now as Managing Partner at UOB Kay Hian Wealth Advisors. Asia’s first Numerology Financial Coach and creator of SHIFT workshops, she blends strategy with purpose to inspire clients, earning recognition alongside icons like Tan Sri Michelle Yeoh.
Yuvarajan Periyan
Yuva is a licensed Financial Planner on a mission to simplify personal finance. Host of the Brown Guy Talk Finance podcast—ranked among Malaysia’s Top 5—he blends expertise with practical insights to empower his generation to manage money with confidence and clarity.
What’s in it for you?
Level up your finances with 73 videos (coming soon) packed with everything you need!
From budgeting to retirement planning, learn money skills that actually work in real life.
Future discounts for all things OpenAcademy related.
How to Take Charge of Your Finances?
You’re just 3 simple steps away from gaining control of your finances and building a future you’re proud of.
Follow these steps to start your financial freedom journey today:
1
Sign Up
Create your free account on the OpenAcademy App.
2
Watch
Access Duit Yourself lesson plan anytime, anywhere.
3
Learn & Apply
Pick up practical money skills and start taking control of your finances immediately!
FAQs
This series is designed for everyday people who want to make money simple, practical, and stress-free.
- There will be 73 short videos, each 2 to 5 minutes long, offering practical strategies to manage, save, and grow your money.
- Simple, relatable guidance to help you build better money habits and make smarter financial decisions.
- Future discounts for all things OpenAcademy related.
You can reach out to them via LinkedIn or drop us a message at [email protected] to find out more!
This series is FREE and exclusively available on the OpenAcademy app. To start watching, simply download the app from the App Store or Google Play!
OpenAcademy is a platform that enables communities to be able to learn directly from industry practitioners. Our goal is to provide a no-nonsense platform in sharing real, unbiased, non-theory driven content and programmes designed for students, startups, business owners, teams and more!
